The primary purpose of this site, www.madamewaistbeads.com, is to transact products; waistbeads, as well as other affiliate items, using online payment methods only.

Cash payments are never accepted.

Credit Card Payments (Central Bank of Trinidad and Tobago, Banks’ Credit Card Fees)
In Trinidad and Tobago, all credit card use will continue to be governed by the fees and functionalities issued by your financial institutions. Other than the express costs stated at checkout, unless otherwise expressly advised, Turtle Love Waist Beads does not take any other additional fees for credit card payment processing. 

(Visa) Debit Card Payments (Central Bank of Trinidad and Tobago, Banks’ fees)
You can utilize your visa debit cards, when you select “credit card” at check out. In Trinidad and Tobago, all credit card use will continue to be governed by the fees and functionalities issued by your financial institutions. Other than the express costs stated at checkout, unless otherwise expressly advised, Turtle Love Waist Beads does not take any other additional fees for credit card payment processing. 

WiPay Payments (WiPay Consumer Fees)
Fees stipulated by WiPay for use of their service is independent of Turtle Love Waist Beads (www.madamewaistbeads.com), and is not indicated at check-out as a result.  The total amount indicated at check out, is the full amount that Turtle Love Waist Beads is charging for the goods and services listed in the Product pages (only). Please review WiPay terms and conditions to understand the fees associated with WiPay as a consumer.

Direct Bank Deposit Payments
Turtle Love Waist Beads, conducts all financial transactions under its parent name, Caridotcom Services  bank account (bank details are provided on your order invoice).  All payments can be made directly to the bank details provided, using any major online banking application or web-service.  Any fees indicated by your bank for transactions, are independent of Turtle Love Waist Beads (www.madamewaistbeads.com).  Your payments must be cleared in 2 business days, using your order number in the reference field of your bank deposit, or your order will be cancelled at the end of 48 hours.

Refunds
Please review your intent to purchase before completing any orders, as refunds will be reviewed on a case by case basis.  There are no refunds on the basis of an erroneous order, or details entered such as (delivery address incorrect, delivery type, items ordered etc.)  

All items are checked thoroughly for completeness before being made available for public viewing and purchase. Waistbeads, in particular are intimate body jewelry and are managed as such (similar to underwear).  Damage during transportation via TTPOST to you, is outside of our control.  Affiliate products, must be addressed by the direct supplier.  Your query will be forwarded to the supplier directly for addressing.

Returns
Waistbead returns are not accepted, given the personal and intimate nature of these body-jewelry.

Price Changes
Price changes can occur at any time, without prior notice, this includes whether or not an item has been placed in your cart, or in your wishlist.  Where an item has been ordered using bank transfer, and is not yet paid for, the price on your order invoice will not be amended (increased or decreased) to reflect the new price. 

Shipping Costs
Regular delivery (7 days from scheduled posting date), are free.  This can be changed without prior notice at any time, and can be applied to items in your cart of wishlist. 

Expedited delivery (2 business days from scheduled posting date), carry an independent cost, which is indicated in your cart page, and again at checkout. Please ensure to pay attention to these options at checkout.  Incorrect delivery option chosen will not be amended not refunded.

Discounts Applied
Where discounts or coupons are provided, these are intended for your personal use only.  Most coupons will be restricted to you, and will have an expiration date attached.  Please ensure to utilize all coupons within the year the coupon has been issued.  Discounts have a much shorter exposure life-span, and can end at any time.  Where discounts are removed (including, store wide discounts, sale items, discount coupon codes etc) – these are done entirely at the discretion of Turtle Love Waist Beads, and can be done without prior notice beforehand.

Security and Storing Payment Details
Your payment information is never stored on the website, and so there is little risk of my retaining your information. See Privacy Policy.  Each payment option is a third party option utilized to facilitate our transaction.  Credit Card payments are supported by WiPay. Please review their privacy Policy, and ensure to raise any concerns on your credit card or visa debit card information with WiPay, directly. 


Partial payments or down-payments are not accepted, nor encouraged (specifically for WiPay voucher payments, or bank transfers).  Where your bank transfers bounce, for any reason, these fees will be maintained by you.

You can submit any questions you have on this payment policy.